📘 finance
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Present Future Value
1. Masalah: Membahas kapan menggunakan rumus Present Value Anuitas (PVA) dan Future Value Anuitas (FVA).
2. Present Value Anuitas digunakan untuk menghitung nilai saat ini dari ser
Harga Rumah Kpr
1.\ Stating the problem: Akemi ingin membeli rumah dengan skema KPR selama 5 tahun usahakan cicilan tetap (Equal Cash Payment), bunga KPR 18% per tahun, uang muka 20%, penghasilan
Tractor Finance
1. **Problem statement:**
The farmer bought a tractor for 800000. He plans to trade it in after 5 years when its value will be 200000. The cost of a new tractor increases by 8% per
Tractor Finance
1. **Problem 19.1:** Calculate the cash needed to replace the tractor in 5 years.
- Present tractor value: R800000
Cost Of Capital
**Problem Statement:**
ABC Limited plans to raise 15,000,000 shs through various financial instruments. We need to compute:
Compound Interest
1. **Problem:** Mavis invests 8350 at an interest rate of 6.2% per annum compounded annually. We want to find the amount after 3 years.
2. **Formula for compound interest:**
Simple Interest
1. Problem: Calculate the total amount after 6 years when R 12600 is invested at 5.5% simple interest.
2. Formula for simple interest: $$I = P \times r \times t$$ where $P$ is the
Simple Interest
1. The problem states that R 12 600 is invested for 6 years at an interest rate of 5.5% per year using simple interest.
2. Simple interest formula is given by $$ I = P \times r \ti
Compound Interest
1. The problem describes interest earned or paid on the original principal amount as well as on the accumulated interest.
2. This type of interest where the interest is calculated
Interest Rate
1. The problem asks: Which term represents the percentage charged by a money lender on borrowed money?
2. Option A: "interest" is the amount paid as a fee for borrowing money, usua
Simple Interest
1. The problem asks to identify the term for interest earned or paid on the original principal amount without considering interest on interest.
2. Present value refers to the curre
Credit Purchase
1. The question asks about the term for purchasing goods on credit.
2. Purchasing goods on credit means paying for goods later rather than immediately.
Loan Settlement
1. **Problem Statement:** Determine the number of years needed to pay off a loan of 55400 with monthly payments of 1132.14 at an annual interest rate of 17% compounded monthly.
2.
Rescheduled Payments
1. **State the problem:** John owes 10,000 due in 4 years and 3,000 due in 5 years. He wants to reschedule payments as X now, 2X in 3 years, and 3X in 5 years. The interest rate is
Compound Interest
1. The problem is to find the amount Ramesh receives after 9 months on a principal of 7500 with 12% annual interest compounded quarterly.
2. Given:
Quarterly Compounding
Problem: Discuss steps for calculating compound interest for quarterly compounding.
1. State the problem and define variables.
Time Value
1. Problem: Explain the difference between present and future value.
1. The present value (PV) is the equivalent value today of an amount to be received in the future given a disco
Compound Interest
1. **State the problem:**
Bob invests $1100 in a 3-year CD at an annual interest rate of 1.28%, compounded daily (365 days/year). We need to find:
Bond Costs
1. **Problem Statement:**
IBM's German affiliate is considering two bonds: a 10-year, 100 million euro-denominated bond yielding 4% and a 100 million dollar bond yielding 2.7%. The
Vat Exclusive Price
1. **Stating the problem:** We know the VAT-inclusive price of a pair of chinos is 750. We need to find the price before VAT (VAT-exclusive price).
2. **Understanding VAT:** VAT-in
Uif Contribution
1. **State the problem:** Calculate Seleponale's monthly UIF (Unemployment Insurance Fund) contribution based on a monthly gross income of 4278.
2. **Understand UIF contribution ru