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📘 finance

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Compound Interest
1. **State the problem:** We have a loan starting at £2500.00, which grows to £2630.00 after 1 year and £2766.76 after 2 years. We need to find: a) The annual interest rate as a pe
Amortization Schedule
1. The problem asks: How does an amortization schedule help borrowers understand their loan repayment plan? 2. An amortization schedule is a table that breaks down each loan paymen
Loan Repayment
1. The problem asks: How does an amortization schedule help borrowers understand their loan repayment plan? 2. An amortization schedule is a table that shows each loan payment brok
Loan Interest
1. **State the problem:** Esi borrows 14000 from a bank and will repay 16200 after two years. We need to find:
Financial Analysis
1. Тодорхойлж байна: "Сант" ХХК-ийн 2019, 2020 оны санхүүгийн тайлангийн өгөгдлүүдийг ашиглан баланс бэлтгэх, цэвэр ашиг, ногдол ашиг, дүрмийн сангийн өөрчлөлтүүдийг тооцох. 2. 201
Straight Line Depreciation
1. **Stating the problem:** We want to find the depreciation rate $x$ using the straight line depreciation formula given the value of equipment decreases from 15000 to 5000 in 4 ye
Installment Calculation
1. **Problem statement:** A sum of 6000 is to be paid back in two equal annual installments at the end of each year. The interest rate is 2% compounded annually. We need to find th
Interest Rate Loan
1. **State the problem:** We are given the values of a loan at the start, after 1 year, and after 2 years. We need to find:
Market Growth Percentage
1. The problem is to convert market growth into a percentage. 2. Market growth is often given as a decimal or fraction representing the increase relative to the original value.
Credit Card Balances
1. Problem 1: Calculate the average daily balance, finance charge, and current balance for a credit card with the following transactions: - Previous balance: 6000 on May 9
Insurance Compensation
1. **State the problem:** Puan Amy owns a house valued at RM350000. The fire insurance covers 75% of the insurable value with a deductible of RM3000. We need to find the compensati
Coupon Rate
1. **State the problem:** You have existing bonds with a coupon rate of 5.75% paid semi-annually, 10 years to maturity, and a price of 1076. You want to issue new 10-year bonds at
Bond Yield Price
1. **State the problem:** We have a 10-year bond with a face value of 1000, an 8.6% annual coupon rate paid semi-annually, currently priced at 1035.44. We want to find:
Bond Yield
1. **Problem statement:** We have a 10-year bond with a face value of 1000, an 8.6% annual coupon rate paid semi-annually, and a current price of 1035.44. We want to find the bond'
Compound Interest
1. The problem is to understand and work with the formula $F = P(1 + I)^n$. 2. This formula is used to calculate the future value $F$ of an investment or loan, where:
Present Future Value
1. The choice between using the present value formula or the future value formula depends on what you want to find in your problem. 2. Use the **present value formula** if you want
Compound Interest
1. **State the problem:** We need to find the current amount in a trust fund that was originally 345,000 invested 5 years ago at an interest rate of 15% compounded semiannually. 2.
Compound Interest
1. **State the problem:** We have an initial investment (principal) of $700000$ compounded bimonthly at an annual interest rate of 8.4% for 4 years. We want to find the amount in t
Mortgage Payment
1. **State the problem:** Ed borrows 500000 for 25 years at an annual interest rate of 2.74%, compounded monthly. We need to find his monthly payment. 2. **Identify variables:**
Irr Calculation
1. **State the problem:** We have a project with cash inflows of $5.00 million per year for 3 years, an upfront cost of $8.00 million, and a discount rate of 8%. The NPV is given a
Interest Calculation
1. The problem states that Sally inherits 8800 and invests it at an interest rate of 2.5% per year. 2. To find the interest earned in the first year, we use the formula for simple