1. The problem asks to find the amount spent on utilities given a monthly net income of 3200 and utilities representing 8% of the budget. 2. The formula to find the amount for a category based on percentage is: $$\text{Amount} = \text{Total Income} \times \frac{\text{Percentage}}{100}$$ 3. Here, Total Income = 3200 and Percentage for utilities = 8. 4. Substitute the values: $$\text{Amount} = 3200 \times \frac{8}{100}$$ 5. Simplify the fraction: $$\frac{8}{100} = 0.08$$ 6. Multiply: $$3200 \times 0.08 = 256$$ 7. Therefore, the amount spent on utilities is 256. This means out of the 3200 monthly income, 256 is allocated to utilities.