1. **Problem Statement:** You want to find the number of payment periods for quarterly payments of 8000 each over 8 years, starting two years from now. 2. **Understanding the problem:** Payments are quarterly, meaning 4 payments per year. 3. **Formula and calculation:** Number of years payments are made = 8 years Payments per year = 4 (quarterly) Total payment periods = Number of years \times Payments per year 4. **Calculate:** $$\text{Total payment periods} = 8 \times 4 = 32$$ 5. **Note:** The fact that payments start two years from now does not affect the number of payment periods, only the timing. **Final answer:** \n **You will make \textbf{32} payment periods.**