1. The problem is to solve the expression $0.32 \times 9.8$. 2. The formula used here is simple multiplication: $a \times b$ where $a=0.32$ and $b=9.8$. 3. Multiply the two numbers: $$0.32 \times 9.8 = 3.136$$ 4. This means that when you multiply 0.32 by 9.8, the result is 3.136. 5. So, the final answer is: $$3.136$$