1. **State the problem:** You pay 28.94 each month for your cell phone for two years. We need to find the total cost over these two years. 2. **Formula:** Total cost = monthly payment \( \times \) number of months. 3. **Calculate the number of months:** Since 1 year = 12 months, 2 years = $$2 \times 12 = 24$$ months. 4. **Calculate total cost:** $$28.94 \times 24 = 694.56$$ 5. **Round the answer:** The total cost is already at two decimal places, so the total cost is 694.56. **Final answer:** The total cost of your cell phone over two years is **694.56**.